ဆေးဘက်ဆိုင်ရာ ထပ်ဆောင်းအစီအစဉ်များ

Extra financial protection that pays you directly for costs your medical plan does not cover.

These plans, offered through Unum, pay cash benefits to you, not to a provider. You can use the money for medical bills, or for anything else — rent, groceries, travel to treatment.

You pay for coverage through payroll deduction.

Accident insurance

Pays a benefit for a covered accident. The amount depends on the type of injury and treatment received. Whether you break a bone or experience a more serious injury, you can use the money for medical bills, monthly expenses and other bills while you recover.

Critical illness insurance

The out-of-pocket costs of a serious illness can be significant even with medical insurance. Critical illness insurance pays a lump sum directly to you if you are diagnosed with a covered condition. Covered conditions include heart attack, cancer and stroke.

Available in $10,000 and $20,000 benefit amounts for employee or spouse. Premiums vary by age — see ဝန်ထမ်းကုန်ကျစရိတ်များ.

Hospital indemnity insurance

In the event of a hospital stay, even good health insurance can leave you owing thousands. Hospital indemnity pays cash directly to you based on the type of facility and the number of days you stay. Use it for medical bills or everyday expenses.

These policies pay limited benefits only. They are not comprehensive health insurance coverage and do not cover all medical expenses.

ဆက်သွယ်ရန်:
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Accident, Critical Illness & Hospital Indemnity

unum.com

800-635-5597

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