BECAUSE EVERY HEALTH JOURNEY IS UNIQUE.

CHANGING YOUR BENEFITS
WHO IS ELIGIBLE
HOW TO ENROLL

WELCOME TO YOUR 2026 BENEFITS!

At Dexter, we believe your health and wellbeing deserve more than just coverage - they deserve care, clarity, and confidence. That is why we are enhancing our health care program for 2026 with features designed to save you time, reduce costs, and ensure you receive the quality care you deserve.

We are building a smarter, more supportive health care experience - one that partners with you holistically. Our goal is simple: help you stay well, make informed choices, and keep more of what you earn.

Thank you for being a vital part of the Dexter team. We are proud to offer these improvements and hope you will take full advantage of everything our enhanced program has to offer.

THE DEXTER BENEFITS PROMISE

OUR FOCUS

CARE COORDINATION - Keeping you, your providers, and your insurance aligned.
PREVENTION - Supporting your health before issues arise.
QUALITY CARE - Connecting you with trusted resources and information.
SECOND OPINIONS - Empowering you to make confident care decisions.
BILL REVIEW - Catching costly errors before they impact your wallet.
TIME SAVINGS - Minimizing stress, delays, and confusion.

WHAT THIS MEANS FOR YOU

MORE CHOICE - You choose the doctors and services that fit your life.
STRONG SUPPORT - A dedicated team ready to help solve problems.
LESS HASSLE - Fewer delays, less paperwork, and clearer answers.
BETTER HEALTH - Tools and guidance to stay well and catch issues early.
LOWER COSTS - Fair pricing and bill reviews that help you save.

OPEN ENROLLMENT

Open enrollment is a once-a-year opportunity for all eligible employees to make benefit changes using the ADP self-service account or mobile app. You must re-enroll in all Dexter benefits every year, including any Health Savings Account (HSA) or Flexible Spending Account (FSA) contributions.

For more information on how to enroll or change your benefits, click here.

Questions about your Medical plan options? Starting in 2026, you can call a Quantum Health Care Coordinator at 844-460-2840 for assistance. For immediate assistance with choosing your medical plan, use the Lively decision support tool.

HOW TO ENROLL
CLICK HERE TO ENROLL/CHANGE YOUR BENEFITS
CLICK HERE FOR MORE INFORMATION ON OPEN ENROLLMENT

CHANGING YOUR BENEFITS?

CHANGES DURING THE YEAR (LIFE EVENTS)

Any elections you make after hire or during open enrollment will remain in effect for the entire year, unless you experience a qualifying life event. Please work with your local Dexter HR Representative within 30 days of the qualifying event to make benefit changes.

  • Birth, adoption or placement for adoption/foster care
  • Death of a spouse/dependent
  • Change from full-time to part-time or vice versa
  • Change in employment status of spouse that affects benefits eligibility
  • Loss or gain of other group health plan coverage
  • Dependent becomes ineligible
  • Employment termination

WHO IS ELIGIBLE FOR BENEFITS?

ELIGIBLITY:

YOU:

As an active, full-time employee working at least 30 hours per week, you are eligible for benefits on your date of hire.

YOUR DEPENDENTS:

You may enroll your eligible dependents in many of the same plans you choose for yourself. Eligible dependents include:

  • Your legal spouse (opposite sex or same-sex)
  • Your biological, adopted, or stepchildren up to age 26, or children of any age, if incapable of self-support due to mental or physical disability

ENROLLING & MAKING CHANGES

The benefit choices you make when you first become eligible are in effect for the remainder of the plan year. It's important to review your benefit options and choose the best coverage for you and your family. You have three opportunities to enroll in or make changes to your benefits:

01 - Within 30 days of your eligibility date
02 - During the annual open enrollment period
03 - Within 30 days of the qualifying life event

QUALIFYING LIFE EVENTS

Life changes and your benefits can, too. Certain events allow you to update your coverage or add new dependents. You have 30 days from the date of the event to submit your benefit changes and provide the required verification documents.

EVENT TYPE
DOCUMENTATION REQUIRED
Marriage
Marriage certificate
Divorce or Legal Separation
Divorce decree or legal separation papers
Birth of a Child
Birth certificate
Adoption or Legal Guardianship
Adoption papers or court guardianship documents
Death of a Dependent
Death certificate
Loss or Gain of Other Health Coverage
Employer or insurer documentation
Employment Status Change
Employer documentation showing status change
Relocation
Proof of relocation (employer letter, utility bill with new address, lease/mortgage)
Medicare or Medicaid Eligibility Change
Proof of eligibility or termination letter
Qualified Medical Child Support Order
Court order documentation

ADP will reach out directly to you to verify your dependents.

ADP MYLIFE ADVISORS ASSISTANCE
CLICK HERE TO ENROLL
CONTINUE TO ENROLLMENT INFORMATION