{"id":223458,"date":"2026-08-06T22:53:58","date_gmt":"2026-08-07T03:53:58","guid":{"rendered":"https:\/\/benefits.dextergroup.com\/financial\/fsa\/"},"modified":"2026-10-20T09:26:17","modified_gmt":"2026-10-20T14:26:17","slug":"fsa","status":"publish","type":"page","link":"https:\/\/benefits.dextergroup.com\/es\/financial\/fsa\/","title":{"rendered":"Cuentas de gastos flexibles"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section\"><span class=\"et_pb_background_mask\"><\/span>\n<div class=\"et_pb_row_0 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_blurb_0 et_pb_blurb et_pb_bg_layout_dark et_pb_blurb_position_left et_pb_blurb_image_svg et_pb_module et_flex_module preset--group--divi-blurb--divi-font--hm5q2bb--qb0c9o4oks\"><div class=\"et_pb_blurb_content et_flex_module\"><div class=\"et_pb_main_blurb_image\"><span class=\"et_pb_image_wrap et_pb_only_image_mode_wrap\"><img decoding=\"async\" src=\"https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/08\/FSA-icon-black.svg\" class=\"wp-image-223566\" \/><\/span><\/div><div class=\"et_pb_blurb_container\"><h1 class=\"et_pb_module_header\">Cuentas de gastos flexibles<\/h1><div class=\"et_pb_blurb_description\"><p>Set aside pre-tax dollars for health care and dependent care, and lower your taxable income doing it.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_1 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_1 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_breadcrumbs_0 et_pb_breadcrumbs et_pb_module et_flex_module\"><div class=\"et_pb_module_inner\"><nav class=\"et_pb_breadcrumbs--trail\" aria-label=\"Breadcrumb\"><a href=\"https:\/\/benefits.dextergroup.com\/es\" class=\"et_pb_breadcrumbs--breadcrumb et_pb_breadcrumbs--home\">Inicio<\/a><span class=\"et_pb_breadcrumbs--separator\">\/<\/span><span class=\"et_pb_breadcrumbs--current et_pb_breadcrumbs--breadcrumb\">Archivos<\/span><\/nav><\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_2 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_2 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_16_24 et_flex_column_16_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--08jj8yivge\"><div class=\"et_pb_text_inner\"><p>FSAs let you stretch your dollars by setting aside pre-tax money for eligible expenses. Each year you elect the annual amount you want to contribute to each account. Contributions are deducted pre-tax from your paycheck, reducing your taxable income.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--5vzqwb1skf\"><div class=\"et_pb_text_inner\"><p class=\"para_b4_list\"><strong>There are three types of FSAs:<\/strong><\/p>\n<ol>\n<li>Cuenta de gastos flexibles para atenci\u00f3n m\u00e9dica (FSA)<\/li>\n<li>Cuenta de gastos flexibles (FSA) de prop\u00f3sito limitado<\/li>\n<li>Cuenta de gastos flexibles (FSA) para el cuidado de personas a cargo<\/li>\n<\/ol>\n<h3>FSA rules to keep in mind<\/h3>\n<ul>\n<li>The IRS applies a strict use-it-or-lose-it rule. At the end of the calendar year any funds above the rollover amount are forfeited.<\/li>\n<li>Once you enroll you can only change your contribution if you experience a qualified status change.<\/li>\n<li>Each account works separately. You cannot transfer funds from one FSA to another.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"et_pb_cta_0 et_pb_promo et_pb_bg_layout_light et_pb_module et_flex_module CTA-icon preset--module--divi-cta--nk1ft27ie1\"><div class=\"et_pb_promo_description\"><h2 class=\"et_pb_module_header\">Manage Your FSA<\/h2><div class=\"et_pb_promo_content\"><p><img decoding=\"async\" src=\"https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/09\/legal-inset.png\" width=\"90\" class=\"wp-image-223790 alignright size-full\" style=\"margin-top: -25px\" srcset=\"https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/09\/legal-inset.png 230w, https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/09\/legal-inset-150x150.png 150w, https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/09\/legal-inset-12x12.png 12w\" sizes=\"(max-width: 230px) 100vw, 230px\" \/>Sign in to Lively to check your balance, submit expenses or use your debit card.<\/p>\n<\/div><\/div><div class=\"et_pb_button_wrapper\"><a class=\"et_pb_button et_pb_promo_button\" target=\"_blank\" href=\"https:\/\/livelyme.com\" rel=\"noreferrer\">Sign in to Lively<\/a><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_3 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_group_0 et_pb_group et-last-child et_pb_module et_flex_group et_pb_css_mix_blend_mode_passthrough preset--module--divi-group--qf0y04hzg5\">\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--vj9n176xfl\"><div class=\"et_pb_text_inner\"><h5>Contacto:<\/h5>\n<\/div><\/div>\n\n<div class=\"et_pb_image_0 et_pb_image et_pb_module et_flex_module preset--module--divi-image--fns8m9n236\" title=\"Lively\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/08\/lively-logo.webp\" alt=\"Lively logo\" width=\"2108\" height=\"600\" srcset=\"https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/08\/lively-logo.webp 2108w, https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/08\/lively-logo-1280x364.webp 1280w, https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/08\/lively-logo-980x279.webp 980w, https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/08\/lively-logo-480x137.webp 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 2108px, 100vw\" class=\"wp-image-223418\" \/><\/span><\/div>\n\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--orhcips84u\"><div class=\"et_pb_text_inner\"><p><strong>Cuentas de gastos flexibles<\/strong><\/p>\n<p><a aria-label=\"Visit livelyme.com in new tab\" href=\"https:\/\/livelyme.com\" target=\"_blank\" rel=\"noopener\">livelyme.com<\/a> <i class=\"fa-sharp fa-square-arrow-up-right\"><\/i><\/p>\n<p>888-576-4837<\/p>\n<p><a href=\"mailto:support@livelyme.com\">support@livelyme.com<\/a><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--4vuhp6d1p3\"><div class=\"et_pb_text_inner\"><h5>Documentos relacionados:<\/h5>\n<ul>\n<li><a href=\"\/es\/documents\/health-care-fsa-101\/\" target=\"_blank\" rel=\"noopener\">Health Care FSA 101<\/a> <i class=\"fa-sharp fa-regular fa-file-pdf\"><\/i><\/li>\n<li><a href=\"\/es\/documents\/limited-purpose-fsa-101\/\" target=\"_blank\" rel=\"noopener\">Limited Purpose FSA 101<\/a> <i class=\"fa-sharp fa-regular fa-file-pdf\"><\/i><\/li>\n<li><a href=\"\/es\/documents\/dependent-care-fsa-101\/\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA 101<\/a> <i class=\"fa-sharp fa-regular fa-file-pdf\"><\/i><\/li>\n<li><a href=\"\/es\/documents\/lively-fsa-reimbursement\/\" target=\"_blank\" rel=\"noopener\">FSA Reimbursement Process<\/a> <i class=\"fa-sharp fa-regular fa-file-pdf\"><\/i><\/li>\n<li><a href=\"\/es\/documents\/lively-activate-card\/\" target=\"_blank\" rel=\"noopener\">Activate Your Lively Card<\/a> <i class=\"fa-sharp fa-regular fa-file-pdf\"><\/i><\/li>\n<li><a href=\"\/es\/documents\/lively-card-payments\/\" target=\"_blank\" rel=\"noopener\">Paying With Your Card<\/a> <i class=\"fa-sharp fa-regular fa-file-pdf\"><\/i><\/li>\n<li><a href=\"\/es\/documents\/lively-mobile-app\/\" target=\"_blank\" rel=\"noopener\">Lively Mobile App<\/a> <i class=\"fa-sharp fa-regular fa-file-pdf\"><\/i><\/li>\n<li><a href=\"\/es\/documents\/irs-publication-502\/\" target=\"_blank\" rel=\"noopener\">IRS Publication 502<\/a> <i class=\"fa-sharp fa-square-arrow-up-right\"><\/i><\/li>\n<li><a href=\"\/es\/documents\/irs-publication-503\/\" target=\"_blank\" rel=\"noopener\">IRS Publication 503<\/a> <i class=\"fa-sharp fa-square-arrow-up-right\"><\/i><\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"et_pb_divider_0 et_pb_divider et_pb_space et_pb_divider_position_top et_pb_module preset--module--divi-divider--055bgzrehh\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_3 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_4 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--5vzqwb1skf\"><div class=\"et_pb_text_inner\"><h3>Compare FSA Accounts<\/h3>\n<\/div><\/div>\n\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><!-- ~~~~~~ FSA Compare Table ~~~~~~ -->\n<div class=\"dexter-table-wrap is-scroll\" role=\"region\" aria-label=\"Compare FSA accounts\" tabindex=\"0\">\n<table class=\"dexter-table\">\n<thead><tr><th><\/th><th>Cuenta de gastos flexibles para atenci\u00f3n m\u00e9dica (FSA)<\/th><th>Cuenta de gastos flexibles (FSA) de prop\u00f3sito limitado<\/th><th>Cuenta de gastos flexibles (FSA) para el cuidado de personas a cargo<\/th><\/tr><\/thead>\n<tbody>\n<tr><td><strong>Who can contribute<\/strong><\/td><td>Employees enrolled in the PPO&nbsp;$850<\/td><td>Employees enrolled in the CDHP $3,500 or CDHP $2,000<\/td><td>All benefits-eligible employees<\/td><\/tr>\n<tr><td><strong>Annual contribution limit<\/strong><\/td><td>$3,400<\/td><td>$3,400<\/td><td>$7,500 ($3,750 if married and filing separately)<\/td><\/tr>\n<tr><td><strong>Eligible expenses\u00b9<\/strong><\/td><td>Medical, dental and vision deductibles, copays and coinsurance<\/td><td>Dental and vision expenses only<\/td><td>Daycare for children under age 13, disabled children and dependent adults<\/td><\/tr>\n<tr><td><strong>When funds are available<\/strong><\/td><td>The full annual amount you elect, on your plan effective date<\/td><td>The full annual amount you elect, on your plan effective date<\/td><td>Reimbursed up to the amount currently in your account<\/td><\/tr>\n<tr><td><strong>Payment options<\/strong><\/td><td>Debit card or reimbursement<\/td><td>Debit card or reimbursement<\/td><td>Debit card or reimbursement<\/td><\/tr>\n<tr><td><strong>Services deadline<\/strong><\/td><td>12\/31\/26<\/td><td>12\/31\/26<\/td><td>12\/31\/26<\/td><\/tr>\n<tr><td><strong>Rollover allowance<\/strong><\/td><td>Up to $680 into the 2027 plan year<\/td><td>Up to $680 into the 2027 plan year<\/td><td>None<\/td><\/tr>\n<tr><td><strong>Reimbursement deadline<\/strong><\/td><td>3\/31\/27<\/td><td>3\/31\/27<\/td><td>3\/31\/27<\/td><\/tr>\n<tr><td><strong>Unused funds<\/strong><\/td><td>Anything above the rollover is forfeited<\/td><td>Anything above the rollover is forfeited<\/td><td>Forfeited<\/td><\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div><\/div>\n\n<div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module dexter-table-note preset--module--divi-text--10q9rbwp78\"><div class=\"et_pb_text_inner\"><p>\u00b9 See IRS Publications 502 and 503 for complete lists of eligible expenses.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":223434,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"dipi_cpt_category":[],"class_list":["post-223458","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/pages\/223458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/comments?post=223458"}],"version-history":[{"count":13,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/pages\/223458\/revisions"}],"predecessor-version":[{"id":224403,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/pages\/223458\/revisions\/224403"}],"up":[{"embeddable":true,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/pages\/223434"}],"wp:attachment":[{"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/media?parent=223458"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/dipi_cpt_category?post=223458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}