{"id":223439,"date":"2026-08-06T22:25:26","date_gmt":"2026-08-07T03:25:26","guid":{"rendered":"https:\/\/benefits.dextergroup.com\/health\/supplemental-medical-plans\/"},"modified":"2026-10-03T21:43:14","modified_gmt":"2026-10-04T02:43:14","slug":"supplemental-medical-plans","status":"publish","type":"page","link":"https:\/\/benefits.dextergroup.com\/es\/health\/supplemental-medical-plans\/","title":{"rendered":"Planes m\u00e9dicos complementarios"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section\"><span class=\"et_pb_background_mask\"><\/span>\n<div class=\"et_pb_row_0 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_blurb_0 et_pb_blurb et_pb_bg_layout_dark et_pb_blurb_position_left et_pb_blurb_image_svg et_pb_module et_flex_module preset--group--divi-blurb--divi-font--hm5q2bb--qb0c9o4oks\"><div class=\"et_pb_blurb_content et_flex_module\"><div class=\"et_pb_main_blurb_image\"><span class=\"et_pb_image_wrap et_pb_only_image_mode_wrap\"><img decoding=\"async\" src=\"https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/10\/supplemental-health-icon.svg\" width=\"185.65\" height=\"185.65\" class=\"wp-image-223928\" \/><\/span><\/div><div class=\"et_pb_blurb_container\"><h1 class=\"et_pb_module_header\">Planes m\u00e9dicos complementarios<\/h1><div class=\"et_pb_blurb_description\"><p>Extra financial protection that pays you directly for costs your medical plan does not cover.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_1 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_1 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_breadcrumbs_0 et_pb_breadcrumbs et_pb_module et_flex_module\"><div class=\"et_pb_module_inner\"><nav class=\"et_pb_breadcrumbs--trail\" aria-label=\"Breadcrumb\"><a href=\"https:\/\/benefits.dextergroup.com\/es\" class=\"et_pb_breadcrumbs--breadcrumb et_pb_breadcrumbs--home\">Inicio<\/a><span class=\"et_pb_breadcrumbs--separator\">\/<\/span><span class=\"et_pb_breadcrumbs--current et_pb_breadcrumbs--breadcrumb\">Archivos<\/span><\/nav><\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_2 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_2 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_16_24 et_flex_column_16_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--08jj8yivge\"><div class=\"et_pb_text_inner\"><p>These plans, offered through Unum, pay cash benefits to you, not to a provider. You can use the money for medical bills, or for anything else \u2014 rent, groceries, travel to treatment.<\/p>\n<p>You pay for coverage through payroll deduction.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--5vzqwb1skf\"><div class=\"et_pb_text_inner\"><h3>Accident insurance<\/h3>\n<p>Pays a benefit for a covered accident. The amount depends on the type of injury and treatment received. Whether you break a bone or experience a more serious injury, you can use the money for medical bills, monthly expenses and other bills while you recover.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--5vzqwb1skf\"><div class=\"et_pb_text_inner\"><h3>Critical illness insurance<\/h3>\n<p>The out-of-pocket costs of a serious illness can be significant even with medical insurance. Critical illness insurance pays a lump sum directly to you if you are diagnosed with a covered condition. Covered conditions include heart attack, cancer and stroke.<\/p>\n<p>Available in $10,000 and $20,000 benefit amounts for employee or spouse. Premiums vary by age \u2014 see <a href=\"\/es\/eligibility-enrollment\/employee-costs\/\">Costos de personal<\/a>.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--5vzqwb1skf\"><div class=\"et_pb_text_inner\"><h3>Hospital indemnity insurance<\/h3>\n<p>In the event of a hospital stay, even good health insurance can leave you owing thousands. Hospital indemnity pays cash directly to you based on the type of facility and the number of days you stay. Use it for medical bills or everyday expenses.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--5vzqwb1skf\"><div class=\"et_pb_text_inner\"><p><em><small>These policies pay limited benefits only. They are not comprehensive health insurance coverage and do not cover all medical expenses.<\/small><\/em><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_image_0 et_pb_image et_pb_module et_flex_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/10\/dexter-container-truck.jpg\" title=\"Dexter truck\" width=\"600\" height=\"370\" srcset=\"https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/10\/dexter-container-truck.jpg 600w, https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/10\/dexter-container-truck-480x296.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 600px, 100vw\" class=\"wp-image-224255\" \/><\/span><\/div>\n<\/div>\n\n<div class=\"et_pb_column_3 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_group_0 et_pb_group et-last-child et_pb_module et_flex_group et_pb_css_mix_blend_mode_passthrough preset--module--divi-group--qf0y04hzg5\">\n<div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--vj9n176xfl\"><div class=\"et_pb_text_inner\"><h5>Contacto:<\/h5>\n<\/div><\/div>\n\n<div class=\"et_pb_image_1 et_pb_image et_pb_module et_flex_module preset--module--divi-image--fns8m9n236\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/06\/Unum_Group_logo-scaled.png\" alt=\"Unum logo\" width=\"2560\" height=\"837\" srcset=\"https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/06\/Unum_Group_logo-scaled.png 2560w, https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/06\/Unum_Group_logo-1280x419.png 1280w, https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/06\/Unum_Group_logo-980x320.png 980w, https:\/\/benefits.dextergroup.com\/wp-content\/uploads\/2026\/06\/Unum_Group_logo-480x157.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 2560px, 100vw\" class=\"wp-image-223042\" title=\"Unum Logo\" \/><\/span><\/div>\n\n<div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--orhcips84u\"><div class=\"et_pb_text_inner\"><p><strong>Seguro por accidentes, enfermedades graves e indemnizaci\u00f3n por hospitalizaci\u00f3n<\/strong><\/p>\n<p><a aria-label=\"Visita unum.com en una nueva pesta\u00f1a\" href=\"https:\/\/www.unum.com\" target=\"_blank\" rel=\"noopener\">unum.com<\/a> <i class=\"fa-sharp fa-square-arrow-up-right\"><\/i><\/p>\n<p>800-635-5597<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module preset--module--divi-text--4vuhp6d1p3\"><div class=\"et_pb_text_inner\"><h5>Documentos relacionados:<\/h5>\n<ul>\n<li>Accident Insurance: <a href=\"\/es\/documents\/unum-accident-summary\/\" target=\"_blank\" rel=\"noopener\">Summary<\/a> | <a href=\"\/es\/documents\/unum-accident-booklet\/\" target=\"_blank\" rel=\"noopener\">Employee Booklet<\/a> <i class=\"fa-sharp fa-regular fa-file-pdf\"><\/i><\/li>\n<li>Critical Illness Insurance: <a href=\"\/es\/documents\/unum-critical-illness-summary\/\" target=\"_blank\" rel=\"noopener\">Summary<\/a> | <a href=\"\/es\/documents\/unum-critical-illness-booklet\/\" target=\"_blank\" rel=\"noopener\">Employee Booklet<\/a> <i class=\"fa-sharp fa-regular fa-file-pdf\"><\/i><\/li>\n<li>Hospital Indemnity Insurance: <a href=\"\/es\/documents\/unum-hospital-indemnity-summary\/\" target=\"_blank\" rel=\"noopener\">Summary<\/a> | <a href=\"\/es\/documents\/unum-hospital-indemnity-booklet\/\" target=\"_blank\" rel=\"noopener\">Employee Booklet<\/a> <i class=\"fa-sharp fa-regular fa-file-pdf\"><\/i><\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"et_pb_divider_0 et_pb_divider et_pb_space et_pb_divider_position_top et_pb_module preset--module--divi-divider--055bgzrehh\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":223309,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"dipi_cpt_category":[],"class_list":["post-223439","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/pages\/223439","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/comments?post=223439"}],"version-history":[{"count":5,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/pages\/223439\/revisions"}],"predecessor-version":[{"id":224305,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/pages\/223439\/revisions\/224305"}],"up":[{"embeddable":true,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/pages\/223309"}],"wp:attachment":[{"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/media?parent=223439"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/benefits.dextergroup.com\/es\/wp-json\/wp\/v2\/dipi_cpt_category?post=223439"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}