Medical Benefits

Medical care for you and your family is important.

Quality medical coverage is one of the most valuable benefits you enjoy as a Dexter employee. We offer a choice of three medical plans with varying coverage levels and costs including two consumer directed health plans (CDHPs) and one paid provider organization (PPO) through Anthem BlueCross BlueShield. This gives you the flexibility to choose what's best for your needs and budget.

CDHP $3,500
CDHP $2,000
PPO $850
  • Lower pay check deductions
  • Higher deductible ($3,500) and out-of-pocket maximum
  • Deductible must be met before any coinsurance/copays applies*
  • Eligible for a tax-free Health Savings Account (HSA), which Dexter contributes to bi-annually**
  • Moderate pay check deductions
  • Moderate deductible ($2,000) and out-of-pocket maximum
  • Deductible must be met before any coinsurance/copays applies*
  • Eligible for a tax-free Health Savings Account (HSA), which Dexter contributes to bi-annually**
  • Higher pay check deductions
  • Lower deductible ($850) and out-of-pocket maximum
  • Eligible for a tax-advantage Health Care Flexible Spending Account (FSA); no Dexter contributions
Anthem Medical Benefits
CDHP $3,500 ⊕
CDHP $2,000 ⊕
PPO $850 ⊕
In-Network | Out-of-Network
In-Network | Out-of-Network
In-Network | Out-of-Network
Calendar Year Deductible
  • Individual
  • Family
Embedded ⊕
$3,500 |$7,000 $6,000 | $14,000
Non-Embedded ⊕
$2,000 | $4,000 $4,000 | $8,000
Embedded ⊕
$850 | $1,700 $2,550 | $5,100

Out-of-Pocket Maximum

  • Individual
  • Family
Embedded ⊕
$6,000|$12,000 $12,000 | $24,000
Embedded ⊕
$5,250 | $10,500 $10,500 | $21,000
Embedded ⊕
$3,600 | $7,200 $7,200 | $14,400

Preventive Care ⊕

No charge | 50%*
No charge | 50%*
No charge | 50%*
Regular Office Visits
20%* | 50%*
20%* | 50%*
$25 copay | 50%*
Specialist Office Visits
20%* | 50%*
20%* | 50%*
$50 copay | 50%*
Inpatient Hospital Stay (per stay)
20%* | 50%*
20%* | 50%*
20%* | 50%*
Outpatient Services
20%* | 50%*
20%* | 50%*
20%* | 50%*
Emergency Room
20%* | 20%*
20%* | 20%*
$300 emergent | $500 non-emergent
Labs & X-Rays
20%* | 50%*
20%* | 50%*
20%* | 50%*
Dexter HSA Contribution** Individual | Family
$250 | $500
$500 | $1,000
None
Plan Summary of Benefits & Coverage / More Information
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PRESCRIPTION DRUGS THROUGH EXPRESS SCRIPTS ⊕

Retail: 30 Day Supply

Does Deductible Apply?
YES
YES
NO
Maintenance Medicine
Deductibles may be waived
Deductibles may be waived
N/A
Generic
$10 copay | $20 copay
$10 copay | $20 copay
$10 copay | $20 copay
Preferred
$35 copay | $70 copay
$35 copay | $70 copay
$35 copay | $70 copay
Non-Preferred
$70 copay | $140 copay
$70 copay | $140 copay
$70 copay | $140 copay
Specialty
20%* | 50%* Up to maximum of $200
20%* | 50%*
Up to maximum of $200
20% coinsurance | Up to a maximum of $200

Deductible must be met before coinsurance/copays apply*

Supporting all roads to wellness

We get it. Healthcare is expensive. We shop around for the best deals for every day use, we should do that with healthcare as well. See below for where to go and ways to save on healthcare services.

Anthem's Sydney App

Anthem's Sydney App is a free and convenient way to access your insurance information right from your phone.

CLICK HERE TO LEARN MORE
DOWNLOAD YOUR DIGITAL ID CARD
PERKS FOR BEING AN ANTHEM MEMBER

Staying in-network

By staying in network, you can save hundreds to thousands of dollars.

CLICK HERE TO LEARN MORE
SURGERY, CANCER, & RECOVERY NETWORK

MEDICARE SUPPORT

Are you nearing age 65 and need help understanding Medicare? Alliant Medicare Solutions is here.

CLICK HERE TO LEARN MORE

Individual Medical Plan

Are you or a loved one looking for an Individual Medical Plan? Alliant can help!

CLICK HERE TO LEARN MORE

Where To Go

It can be confusing deciding where to go for your healthcare services. Click the buttons below to see what options you have for your specific situation.

WHERE TO GO WHEN YOU NEED CARE
TALK TO SOMEONE ABOUT PLAN OPTIONS
LEARN ABOUT A CONSUMER DRIVEN HEALTH PLAN (CDHP)

Prescription Drug Savings

There is a lot of money you can save by shopping around for your prescription drugs including the following resources:

  • Utilizing the mail order/home delivery option
  • Asking your doctor about free preventive prescription drugs
GOODRX - CLICK HERE

home delivery

No need to leave your home for long-term medications; get them delivered right to your door from the Express Scripts Pharmacy.

CLICK HERE TO LEARN MORE
CONTINUE TO MEDICAL PLAN PERKS