Dental Coverage

Healthy teeth and gums are important for your overall wellness. That's why Dexter offers two dental plans through Delta Dental: a low plan and a high plan. Both plans cover preventive care at 100%. And with both plans, you will maximize savings when you see an in-network dentist. Choosing In-Network PPO or Premier dentists can help you maximize your dental benefits, and you won't have to worry about balance billing from these providers (although you can see any provider you choose).

Click here to search for dental providers in the Delta network.

LOW DENTAL PLAN SUMMARY
HIGH DENTAL PLAN SUMMARY
LOW DENTAL PLAN
IN-NETWORK
OUT-OF-NETWORK
Annual Deductible (Individual / Family)

$50 / $150

$50 / $150

Annual Plan Maximum (per member)
$1,500
$1,500
Preventive Services (exams, cleanings, fluoride*, x-rays, sealants)
Covered at 100%
Covered at 100%
Basic Services (fillings, simple extractions)
80%
80%
Major Services (root canals, oral surgery, crowns, bridges, dentures)
50%
50%
Orthodontia (for children & adults)
Not covered
Not covered
Ortho Lifetime Max (per member)
Not covered
Not covered
HIGH DENTAL PLAN
IN-NETWORK
OUT-OF-NETWORK
Annual Deductible (Individual / Family)

$50 / $150

$50 / $150

Annual Plan Maximum (per member)
$3,000
$3,000
Preventive Services (exams, cleanings, fluoride*, x-rays, sealants)
Covered at 100%
Covered at 100%
Basic Services (fillings, simple extractions)
100%
80%
Major Services (root canals, oral surgery, crowns, bridges, dentures)
50%
50%
Orthodontia (for children & adults)
50%
50%
Ortho Lifetime Max (per member)
$3,000
$3,000

*Fluoride treatments are payable twice per calendar year for people age 18 and under.

Vision Coverage

Dexter offers vision coverage through VSP & XP Health to help cover the cost of eye exams, frames, lenses and more. You maximize savings when you see an in-network doctor, although you can see any provider you choose. Your vision benefits refresh every calendar year.

Click here for vision providers in the VSP network.

IN-NETWORK BENEFIT
VSP VISION PLAN
Exam

$20 copay

Single Vision Lenses
$25 copay
Bifocal Lenses
$25 copay

Trifocal Lenses

$25 copay
Frames
Plan pays up to $180 (or $100 at Walmart, Sam's Club or Costco) after you pay $25 copay
20% off amount over frame allowance
Contact Lenses (instead of glasses)
Plan pays up to $180; no copay
Contact Lens Exam (fitting and evaluation of contacts)

Copay up to $60

Additional Glasses and Sunglasses
20% off additional glasses and sunglasses, including lens options, from any VSP doctor within 12 months of your last exam
Laser Vision Correction
Average of 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities
CLICK HERE FOR MORE INFORMATION - ENGLISH

Click here for vision providers in the XP Health network.

IN-NETWORK BENEFIT
XP HEALTH PLAN
Initial Exam
Online Renewal*

$0 copay $0 copay

Single Vision Lenses
$0 copay
Bifocal Lenses
$0 copay

Trifocal Lenses

$0 copay
Progressive Lenses
$125 copay
Frames
$25 copay / up to 75% off
Lens Features (scratch resistance coating, blue light protection, scratch resistance coating and more)

$0 copay

Contact Lenses (instead of glasses)
$180 off retail
Refractive Surgery
$1,000 off at preferred providers - LasikPlus, TLC, and The LASIK Vision Institute. All other in-network providers extend 15% off standard prices or 5% off promotional prices

*Restrictions may apply based on age and residence

CLICK HERE FOR MORE INFORMATION - ENGLISH
HAGA CLICK AQUI PARA MAS INFORMACION - ESPANOL
HOW TO GET STARTED
FREQUENTLY ASKED QUESTIONS
Money-saving tip: You can use your HSA or FSA dollars for qualified out-of-pocket dental and vision expenses!
FSA & HSA
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