Additional Benefits to Consider
You're unique - and so are your benefits
In addition to traditional benefits like health insurance, life insurance and more, Dexter offers a variety of additional benefits to enhance your well-being, provide protection and increase job satisfaction.
Supplemental Health Plans
What are supplemental health plans?
Supplemental health plans provide peace of mind and financial protection for expenses not covered by your primary health insurance. A hospital stay, serious illness or injury may not be just a physical setback. It can also disrupt your mental, social, and financial well-being.
The following benefits offer you and your family an expanded safety net of coverage. In most cases, once you enroll, premiums will be conveniently deducted from your paycheck.
Accidental Injury Insurance
Life is unpredictable. Be prepared for life's surprises with Accident insurance. The plan pays a benefit for a covered accident and the benefit amounts depend on the type of injury and treatment received. Whether you break a bone or experience a more serious injury, you can use the money for medical bills, monthly expenses and other bills that you may have while you recover. Accident insurance is provided by Unum. You may elect at the time of hire or open enrollment.
Hospital Indemnity Insurance
In the event of a hospital stay, even the best health insurance plan can leave you owing thousands of dollars in unpaid medical bills. With Hospital Indemnity insurance, the plan pays cash directly to you based on the type of facility and the number of days you stay which can be used to help pay medical costs, or even pay for everyday expenses. Hospital Indemnity insurance is provided by Unum. You may elect at the time of hire or open enrollment.
Critical Illness Insurance
The out-of-pocket costs of a serious illness can be significant, even with medical insurance. To help offset these costs, Critical Illness insurance provides extra financial protection, paying a lump-sum directly to you if you are diagnosed with a covered condition, like a heart attack, cancer or stroke. That way you can focus on getting better, instead of worrying about how to cover your bills. Critical Illness insurance is provided by Unum. You may elect at the time of hire or open enrollment.
NOTE: THESE POLICIES PAY LIMITED BENEFITS ONLY. THEY ARE NOT COMPREHENSIVE HEALTH INSURANCE COVERAGE AND DO NOT COVER ALL MEDICAL EXPENSES. PLEASE REFER TO YOUR BENEFIT SUMMARIES FOR MORE INFORMATION.
Additional Benefits
Legal Services
Finding an affordable attorney to represent you when you are buying or selling your home, preparing your will or having trouble with creditors can often be a challenge. Now there's a simple, convenient and affordable solution - the MetLaw Legal Plan. As a plan member, the MetLaw Legal Plan provides legal representation for you, your spouse and dependents for common legal matters, with access to a network of 15,000 attorneys.
ID Theft Protection
No one can prevent all identity theft or cybercrime, but Identity Guard is getting closer by monitoring millions of pieces of information that make up your identity. Identity Guard has combined traditional monitoring with IBM Watson's powerful scanning to detect more threats and keep you better protected. Identity Guard offers a variety of plan options for individual and family protection.
Pet Protection
The majority of cats and dogs will need veterinary attention at some point in their life, and there's no knowing how serious things could be or how much it could cost. With a Pets Best policy, all pets get one simple plan that covers all unexpected injuries and illnesses. Pets Best reimburses at up to 90% and never impose payout limits, so your pet can get the best care when they need it most. Some exclusions may apply, and certain coverages may be subject to pre-existing exclusions.
Enroll here or by calling 888-984-8700 and reference discount code: DEXPETS
NOTE: ALL OF THESE PRODUCTS AND SERVICES BEING OFFERED ARE AVAILABLE AT NEGOTIATED GROUP RATES, SO ENROLLING THROUGH THESE VENDORS MAY SAVE YOU MONEY WHEN COMPARED TO SHOPPING FOR THEM ON YOUR OWN. YOU SHOULD CHECK AROUND AND DETERMINE WHETHER EACH VENDOR AND ITS PRODUCTS AND SERVICES ARE RIGHT FOR YOU BASED ON YOUR PARTICULAR SITUATION AND WHAT'S AVAILABLE. ENROLLING IN THESE ADDITIONAL BENEFIT OFFERS IS COMPLETELY VOLUNTARY. IF YOU ENROLL, YOU'LL BE ENTERING INTO A DIRECT CONTRACTUAL RELATIONSHIP WITH THE VENDOR AND WILL BE RESPONSIBLE FOR COVERING 100% OF THE COST. EACH VENDOR IS SOLELY RESPONSIBLE FOR THE PRODUCTS AND SERVICES IT OFFERS.
Travel Assistance
24/7 Worldwide Assistance
Whenever you travel 100 miles or more from home for less than 90 days - to another country or just another city - remember that you can utilize Assist America's travel assistance services in the event of an emergency. Simply tear off and carry the wallet card, or enter the number into Assist America Mobile App to browse available services are available to members and their dependents*, 24/7, anywhere in the world.
Services include:
- Help replacing lost prescriptions and passports
- Referrals to licensed healthcare providers
- Foreign Hospital Admission Assistance**
- Emergency medical evacuation
- Compassionate visit
- Care and transport of unattended minor children
- Legal and interpreter referrals
For more information, ask your HR manager for a copy of your company's service certificate.
*Legal dependents are eligible for these services to age 19, or to the age specified by your medical plan. Spouses traveling on business for their employers are not eligible for this service. For more information on eligibility, contact your plan administrator. **May require a validation of your medical insurance or an advance of funds to the foreign medical facility. You must pay any expenses related to the emergency hospital admissions to Assist America Inc. within 45 days.
Assist America
- Download the Assist America Mobile App (Reference Number: 01-AA-UN-762490
- Call Assist America: 1-800-872-1414 (Within the U.S.) / +609-986-1234 (Outside the U.S.)
- Email Assist America: medservices@assistamerica.com
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